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This information will be used to contact you through various means, which may include: phone, text messaging, and email, about the programs and services that are offered.

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Private Loans

Private loans are made by lenders and may have terms and conditions that are less favorable than the Federal Direct Stafford or Federal Direct PLUS loans. Various lending institutions offer loans to help cover the gap between the cost of education and the amount of Federal eligibility. A cosigner may be required to meet the program’s credit criteria.

If you decide to apply for a loan to help pay for your education, you have the right to choose any lender you wish.

Interest rates are often determined by the borrower’s and/or cosigner’s credit rating and credit history. Terms and conditions will vary by lender, so be sure to read all of the details on the loan before you borrow.

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